Jones, Loyd & Co

Jones, Loyd & Co (c.1784-1864), established in the City of London, was a past constituent of NatWest.

Brief history

This private bank was established by Joseph Jones in about 1784 as Joseph Jones & Co. It was created as an offshoot from John Jones & Co of Manchester, and was intended to act as that bank's London agency.

The bank was originally located in Watling Street, but moved to Walbrook, and then in about 1788 to Lothbury. In 1791 Joseph Jones was joined by his brother Daniel, and the firm became known as Joseph & Daniel Jones & Co. It was known as Jones, Loyd & Co from 1808. The link with the Manchester bank was severed in 1848 due to partnership changes.

In 1864 the bank was acquired by London & Westminster Bank.

Detailed list of name changes

  • Joseph Jones & Co in c.1784
  • Joseph & Daniel Jones & Co from 1791
  • Jones, Barkers, Jones & Co in 1792
  • Daniel Jones, Barker, Loyd & Co in 1793
  • Jones, Loyd, Hulme & Co from 1798
  • Jones, Loyd & Co from 1808

Published histories

  • TE Gregory, The Westminster Bank through a century (London: Oxford University Press, 1936)
  • LH Grindon, Manchester banks and bankers (Manchester: Palmer & Howe, 1877)
  • FG Hilton Price, A handbook of London bankers (London: Chatto & Windus, 1876)

Summary of our archive holdings

Our archival records of Jones, Loyd & Co have the reference code JON.

For help understanding words used here, check our glossary of banking record types (PDF 24KB).

Partnership records

  • partnership agreements 1809-50
  • partners’ business correspondence and papers 1809-63
  • partners’ private papers 1823, 1834-70
  • papers re separation of the London and Manchester houses 1848-9
  • amalgamation papers 1864

Financial records

  • unclaimed bills book 1808-56
  • statements of average annual profits 1850-62
  • balance of accounts book 1863
  • partner’s diary 1864
  • stock purchase receipt 1870

Legal records

  • legal opinion on transfer orders 1848

Customer records

  • country bank deposits ledger 1800s
  • customer securities 1803-39
  • papers re bankruptcy and unpaid bills 1816-58
  • customer correspondence and papers 1816-69
  • cheques and cheque forms 1827-1939, n.d.
  • stock books 1849-64
  • correspondence from country banks 1850, 1863

Staff records

  • application for clerkship 1850
  • letter from night-watchman 1864
  • correspondence re staff pensions 1880-2

Property records

  • architectural plans, Lothbury, London, n.d.

Summary of archive holdings elsewhere

  • LSE Archives: Journals 1829-34; day books 1830-48; ledgers 1832-8; bills receivable books 1833-8 (Ref: Coll misc 4 953)